John is the principal and founder of John Lyday Financial Planning.  
He is an Investment Advisor with years of experience helping clients
manage various aspects of personal financial planning.  He holds all
relevant insurance, securities, and tax licenses.  John is an active
member of the Financial Planning Association, San Francisco Branch,
the Japan Association of Financial Planners, the American Chamber
of Commerce in Japan, and other organizations.  He specializes in
cross-border issues.  He is a graduate of Davidson College.